Application Checklist

Depending on what you are interested in doing, refinancing, consolidating your debt, purchasing a home, etc…, you may be asked to provide a variety of information, including:

• Copy of two recent pay stubs
• Current mortgage statement and/or account information
• Previous W2s Verification of any additional income
• Homeowner's insurance policy
• A copy of your deed
• Promissory Note/Bond showing the terms of current mortgage
• Title information
• Tax verification information
• Previous property assessments, if applicable
• Letter from employer stating date of hire, position, salary and year-to-date earnings
• Current value of your house
• Outstanding loan amounts
• Current loan provider
• Co-borrower information
• Other personal information (Social Security number, etc.)

Having this information in front of you will help expedite the loan process. Overall, the information is needed in order to make a decision on your application and to get you qualified.
If you don't have some of the materials listed above, you still could get a loan with IV Alliance Mortgage; just talk to one of our loan officers.